{"id":6079,"date":"2017-02-03T11:42:57","date_gmt":"2017-02-03T06:12:57","guid":{"rendered":"http:\/\/race4job.com\/blog\/?p=6079"},"modified":"2017-02-03T11:42:57","modified_gmt":"2017-02-03T06:12:57","slug":"ibps-clerks-questions-general-awareness-20","status":"publish","type":"post","link":"https:\/\/www.race4job.com\/blog\/ibps-clerks-questions-general-awareness-20\/","title":{"rendered":"IBPS CLERKS Questions On General Awareness"},"content":{"rendered":"

1.Choose the correct statement, as regard to debit\/smart card. \u00a0(4)<\/span><\/span>
\n(1) The relationship between the card issuing bank and card holder is contractual and is subject to certain terms and conditions
\n(2) As per the RBI guidelines, banks can introduce smart\/debit cards with the approval of their boards subject to the compliance of guidelines issued by Reserve Bank of India
\n(3) Banks are not permitted to issue debit\/smart cards in tie up with any non-banking entities
\n(4) All of the above
\n(5) None of the above<\/p>\n

2.Retail Banking refers to \u00a0(1)<\/span><\/span>
\n(1) provision of the basic services of a bank to the individuals
\n(2) credit facilities provided to retail traders departmental shares etc.
\n(3) collection and payments of large number of dividend warrants interest warrants and refund orders
\n(4) salary distribution of a large organization
\n(5) All of the above<\/p>\n

3.Under RTGS \u00a0(4)<\/span><\/span>
\n(1) banks will route payments through online messages to RBI’s clearing cell
\n(2) each transactions will be cleared and settled independently on a minute-by-minute basis
\n(3) the payee would have funds in his account within a maximum time frame of two hours of the settlement
\n(4) All of the above
\n(5) None of the above<\/p>\n

4.Factoring is \u00a0(1)<\/span><\/span>
\n(1) a means of financing traders and manufacturers by taking over their receivables
\n(2) a means of providing post-shipment finance to exporters
\n(3) a type of agriculture financing
\n(4) All of the above
\n(5) None of the above<\/p>\n

5.Fourteen banks were nationalized on \u00a0(2)<\/span><\/span>
\n(1) 15th April, 1980
\n(2) 19th July, 1969
\n(3) 19th February, 1969
\n(4) 31st Oct, 1984
\n(5) None of these<\/p>\n","protected":false},"excerpt":{"rendered":"

1.Choose the correct statement, as regard to debit\/smart card. \u00a0(4) (1) The relationship between the card issuing bank and card holder is contractual and is subject to certain terms and conditions (2) As per the RBI guidelines, banks can introduce smart\/debit cards with the approval of their boards subject to the compliance of guidelines issued […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6079","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t